By ensuring that your income, assets and way of life are protected in the right way so your family and loved ones can face the uncertainty future with confidence and peace of mind.
Protection solutions offer are:
Life Insurance – We offer life insurance plans to pay you a lump sum to your beneficiaries or estate in the event of your death or terminal illness.
It lets you settle any debts, cover your dependants’ living expenses or provide the financial support you’d like to give them in your absence.
Income Protection – This Income protection provides financial support in the event that you are unable to work due to illness or injury – pays you a monthly benefit to replace part of your income if you are temporarily unable to work as a result of serious illness or injury. This will ensure your daily expenses are met and premium is tax deductible. Income Protection can be funded via your superfund.
Total & Permanent Disability (TPD) – Total and permanent disability cover provides a lump sum or monthly payment to the policyholder if an illness or injury leaves you permanently disabled or unable to work, which includes performing domestic duties if you work in a homemaker role. It lets you cover out-of-pocket medical expenses, home or transport modifications, support your ongoing financial needs and take care of your dependents.
Trauma Insurance – Provides a lump sum payment in the event that you suffer a critical illness or serious injury – this covers out-of-pocket medical expenses and allow you to financially support your lifestyle and family during an extended break from work so you can rest and recover faster.