Capital Wealth Finance is a boutique mortgage brokerage and planning firm established since 2000. We provide quality loan and property advice to professionals and business owners and stood the test of time.
Risk insurance policies are financial products that will pay the policy holder if the ‘insured event’ – such as becoming unwell and being unable to work – happens.
Insured events include illnesses, injuries and premature death of the insured person.
Risk insurances insure your health, which is your most important financial asset.
That is why risk insurances play an important role in any financial planning. Insuring yourself against a loss of income allows you to secure that life for you and your loved ones goes on, even if an unwanted event occurs.
Put protection first so get a free insurance quote through us today.
Insurance Types – Why Buy Insurance?
By ensuring that your income, assets and way of life are protected in the right way so your family and loved ones can face the uncertainty future with confidence and peace of mind.
A small decision you make today can make a big difference to your family in future – we help you to recover from unforeseen accidents or illnesses with minimum financial adverse impact. Implementing Strategic Protection Advice into your wealth creation journey – it will ensure you can reach your identified goals and allow you to face the future with peace of mind to face any crisis.
Protection solutions offer are:
Life Insurance – We offer life insurance plans to pay you a lump sum to your beneficiaries or estate in the event of your death or terminal illness.
It lets you settle any debts, cover your dependants’ living expenses or provide the financial support you’d like to give them in your absence.
Income Protection – This Income protection provides financial support in the event that you are unable to work due to illness or injury – pays you a monthly benefit to replace part of your income if you are temporarily unable to work as a result of serious illness or injury. This will ensure your daily expenses are met and premium is tax deductible. Income Protection can be funded via your superfund.
Total & Permanent Disability (TPD) – Total and permanent disability cover provides a lump sum or monthly payment to the policyholder if an illness or injury leaves you permanently disabled or unable to work, which includes performing domestic duties if you work in a homemaker role. It lets you cover out-of-pocket medical expenses, home or transport modifications, support your ongoing financial needs and take care of your dependents.
Trauma Insurance – Provides a lump sum payment in the event that you suffer a critical illness or serious injury – this covers out-of-pocket medical expenses and allow you to financially support your lifestyle and family during an extended break from work so you can rest and recover faster.
Capital Wealth Finance is a boutique mortgage brokerage and planning firm established since 2000. We provide quality loan and property advice to professionals and business owners and stood the test of time.