About Us

Your financial wellbeing is our utmost priority

Capital Wealth Finance is a boutique mortgage brokerage and planning firm established since 2000. We provide quality loan and property advice to professionals and business owners and stood the test of time. We are servicing the 2nd generations – the children from the 1st clients and soon, the 3rd generations. We provide strategic financial advice for busy business owners and professionals to achieve great financial success. Ranging from residential home loans, and commercial and development loans to insurance risk and property management, our team can meet your financial goals. Our network of experts has helped our clients create better retirement outcomes and resolved a wide range of issues through our SMART strategies. This includes a suitable selection of mortgages and loan structuring so you can own your home faster, property investment advice to grow your wealth, and implementation of insurance strategies to protect your hard-earned assets.

Services

We offer a full range of wholesale and mainstream financial products ranging from home loans to various investment options which allow you to invest and grow your wealth. We are Your Wealth Creation Partner providing holistic financial services to help you achieve your identified goals promptly. Call Capital Wealth Finance today to book a free 30-minute financial review so you can confidently face the uncertain future.

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Finance

We offer a full range of wholesale and specialized finance brokerage and have the expertise to structure the right loan type for you. Thus allowing you to expand your investment plans faster. As getting the wrong loan can significantly hinder your wealth creation process, we have saved you time and effort by researching, comparing and analyzing these loan types so you can make an informed decision at no cost to you. In additional, we review our customer’s loans every 12-18 months, vital in situations change and uncertain environments which we are in now.

Risk Insurance

Risk insurance policies are financial products that will pay the policy holder if the ‘insured event’ – such as becoming unwell and being unable to work – happens. Insured events include things like temporary illness, permanent illness, temporary injury, permanent injury, or the premature death of the insured person. Risk insurances insure your good health, which is actually your most important financial asset. That is why risk insurances are almost always the essential first step in any financial plan. Insuring yourself against a loss of income or earning ability allows you to ensure that life for you and your loved ones goes on with the quality you want, even if something unwanted happens.

Property

We think property is probably the most important part of your wealth management strategy. This is because it is hard to become financially secure without owning at least one property. If you can own more than one, things get even better. We advise on all forms of property: residential homes, investment properties and commercial properties. And we don’t just advise on your own property, either. We often find ourselves showing clients the best way to help their adult kids buy homes. We always start with your family home. We do this because the family home occupies a special place for most Australians. Our home ownership rates are amongst the highest in the world.

SMSF

As the name suggests, a self-managed super fund is one that the members manage for their own benefit.Self-managed super funds (SMSFs) are one of the most popular ways for Australians to hold their super benefits. SMSFs allow for maximum control over super benefits, which in turn means that super benefits are managed in ways that complement all other elements of a financial plan. This includes, of course, your estate planning (super benefits are not generally subject to your will and therefore you need to make specific arrangements for the posthumous management of super benefits).

Why Choose Us

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We Save, Protect, and Grow Your Money

We have helped many busy professionals and business owners to create, grow, and protect their assets through our services. Besides offering competitive rates, we deliver financial solutions and quality investment strategies to ensure you can attain financial freedom in timely manner.

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We Provide a Decade of Knowledge and Excellence

We bring over 25 years of industry knowledge in mortgage, investment strategies to professional and busy business owner to grow their wealth. We have helped over 5000 local and overseas clients and achieved their goals. We simplify complex financial terms and increase your financial literacy to make quality decisions so you attain financial freedom at retirement.

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We Provide Expert Advice on SMSF & Property Loans

We are your personal GPS giving you quality financial guidance and expertise as we choose the perfect type of loan within our broad variety of financial products every time so you can attain financial freedom

Our Success Stories

COMMERICAL DEVELOPMENT

No presales

  • It is awesome feeling to securing a $3.2 M commercial development loan for client with no presales - saving thousands in CGT for him. So long your rental income can service the debts, no tax return or income verification needed.

INVESTOR & HOME OWNER

Low valuation

  • Client is told to refinance or bring cash of $1million to reduce the Loan value ratio (LVR) to acceptable credit level. This was due to low valuation and bank is not able to secure initial lending after their commercial loan review is ......

Cross Collateralised

Given lender too much power

  • The client owns four properties and one of them is a commercial property. However, all properties are cross collateralized to one lender. Due to economy downturn, the commercial proeprty has not been tenanted and the loan term ......

Development Funding

Funding difficulty & credit file issue

  • A developer client owes tax debts to Australian Taxation Office (ATO), and no bank is willing to lend to it. However, we are able to refinance the project invested by the client, which solves their funding difficulties and repaid ......

Cost and Benefit Analysis

Huge saving from lower interest

  • We have helped our elderly customers, from high interest rate of 5% to low interest rate of 3.09%, saving customers thousands dollars per year. At the same time, it also helps customers buy another inexpensive and good-quality property.

Tailored Financial Solution

Profitable investment & stress-free retirement

  • Despite facing challenges securing a loan for investment properties, our clients found hope through us. With our tailored financial analysis and support, our clients not only secured funding for his investments but also optimized ......

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